How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
- Transparent
- No hidden fees or teaser pricing. Ever.
- Expertise
- Expert guidance and a seamless experience along the way.
- Full Service
- Limitless, hassle-free home financing.
Local Expertise to help guide you home
Maria Alejandra Lozano, Mortgage Loan Officer
NMLS ID #2565626 | 208-407-7006 | alejandra.lozano@my.morty.com
I am a loan officer and real estate consultant serving the state of Florida. I strive to demonstrate the highest level of integrity and commitment in every transaction.
A Seamless Process
Create an account . Sign up quickly and securely to start your mortgage journey with personalized services.
Schedule a loan consultation . Book a convenient time to discuss your mortgage options with a dedicated loan expert.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Financing partnership, the way it should be
How to Calculate Your Mortgage Payment
Mortgage monthly payments are determined by loan amount, principal, interest, term and more. Calculate monthly payment to determine exactly what you can afford.
How Soon Can You Refinance Your Mortgage?
When is the right time to refinance? As with so many things, the answer will depend on your individual goals and financial circumstances.
Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
Create Your AccountTestimonials
Supporting Homebuyers
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
Lindsey S
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
Nathalie S
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
Phi T
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
Lara D
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
Derek and Liza
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
Elizabeth L